Rights & Obligations of Investors
Your Rights as an Investor
- Right to receive complete, accurate, and up-to-date information about mutual fund schemes including SID, SAI, KIM, addenda, factsheets, and portfolio disclosures before making an investment decision.
- Right to receive disclosure of all commissions (trail or other forms) received by the distributor for the schemes being recommended to you.
- Right to receive transaction confirmations, account statements, and Consolidated Account Statements (CAS) from RTAs (CAMS / KFintech).
- Right to lodge complaints and receive timely resolution through our grievance redressal mechanism, SEBI SCORES, or SMART ODR.
- Right to switch from Regular Plan to Direct Plan at any time without any charges from the distributor.
- Right to risk profiling before any investment recommendation and to receive only suitable investment suggestions matching your assessed risk category.
- Right to privacy and data protection as per the Digital Personal Data Protection Act, 2023 (DPDPA) and applicable SEBI/AMFI regulations.
- Right to receive the Unsuitability Declaration if you choose to invest in a scheme that does not match your assessed risk profile.
- Right to access your personal data held by us and request correction or deletion (subject to regulatory retention requirements).
- Right to choose any distributor, switch distributors, or invest directly through AMCs/Direct Plans at any time.
Your Obligations as an Investor
- Provide accurate and complete personal, financial, and KYC information as required for onboarding and transactions.
- Read all scheme-related documents (SID, SAI, KIM) carefully before making any investment decision.
- Complete the risk profiling questionnaire honestly and accurately, reflecting your true financial situation and risk appetite.
- Inform the distributor promptly of any change in personal details, financial circumstances, risk appetite, or investment goals.
- Understand that mutual fund investments are subject to market risks and that past performance is not indicative of future returns.
- Retain copies of all transaction-related documents, account statements, and correspondence.
- Report any unauthorized transactions or discrepancies to the distributor and AMC/RTA immediately.
Our Obligations to You
- Act in your best interest and in compliance with SEBI/AMFI regulations and the AMFI Code of Conduct at all times.
- Provide transparent, accurate, and complete information about all schemes, services, and associated risks.
- Disclose all commissions received from AMCs and maintain a documented commission disclosure process.
- Conduct proper risk profiling before any recommendation and ensure suitability of schemes to your risk profile.
- Process your transactions promptly and accurately through authorized platforms.
- Maintain confidentiality of your personal and financial information as per our Privacy Policy and DPDPA 2023.
- Maintain a grievance redressal mechanism and resolve complaints within prescribed timelines.
- Not make any misleading statements, guarantee returns, or misrepresent any scheme, AMC, or service.